The information, tools, and calculators provided on AdSmartly (“we,” “us,” or “our”) are intended for general informational and educational purposes only. While we strive to ensure that our financial calculators — including but not limited to the EMI Calculator, GST Calculator, SIP & Compound Interest Calculator, Loan Eligibility Checker, Retirement Planner, Net Worth Calculator, Inflation Impact Calculator, Lumpsum Investment Return tool, Salary Tax Estimator, Fixed Deposit Yield calculator, and Break-Even Analyzer — produce accurate and reliable results based on standard financial formulas, we make no warranties or guarantees, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information, calculations, or results presented on this website.
Not Financial, Legal, or Tax Advice
Nothing on AdSmartly constitutes professional financial, investment, legal, tax, or accounting advice. The calculators and content on this site are designed to help you understand general financial concepts and estimate possible outcomes based on the figures you provide. They are not a substitute for personalized advice from a qualified financial advisor, chartered accountant, tax professional, or legal counsel. Every individual’s financial situation is unique, and decisions involving loans, investments, taxes, retirement planning, or any other financial matter should only be made after consulting with an appropriately licensed professional who can assess your specific circumstances.
Accuracy of Calculations
Our calculators are built using widely accepted financial formulas and methodologies. However, financial regulations, tax rates, interest rates, government policies, and market conditions change frequently and can vary by region, financial institution, and individual eligibility criteria. We make reasonable efforts to keep our tools updated and accurate, but we cannot guarantee that every calculator reflects the most current rates, rules, or regulations at all times. Results generated by our tools should be treated as estimates only and verified independently with your bank, financial institution, employer, or relevant government authority before making any financial decision or commitment.
No Guarantee of Outcomes
Any projections, estimates, or results provided by our calculators — including but not limited to investment returns, loan eligibility, retirement corpus projections, or tax liabilities — are hypothetical in nature and based solely on the inputs you provide. Actual results may vary significantly due to factors beyond our control, including but not limited to changes in interest rates, market performance, inflation, taxation policy, employment status, and unforeseen personal or economic circumstances. Past performance of any investment vehicle referenced in our tools or content is not indicative of future results, and no calculator on this site can predict or guarantee actual financial outcomes.
User Responsibility
By using AdSmartly’s calculators and content, you acknowledge and agree that you are solely responsible for how you interpret and apply the information provided. Any financial, investment, or business decisions you make based on the use of our tools are made entirely at your own risk. AdSmartly, its owners, contributors, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, any calculator, tool, or content available on this website, including but not limited to financial loss, missed opportunities, incorrect tax filings, loan mismanagement, or investment losses.
Third-Party Links and Advertisements
AdSmartly may contain links to third-party websites, services, or resources, as well as advertisements served through third-party advertising networks such as Google AdSense. These links and ads are provided for convenience and informational purposes only. We do not control, endorse, or assume responsibility for the content, accuracy, privacy practices, or products and services offered by any third-party website or advertiser. Any interaction you have with a third-party website, product, or service linked from or advertised on AdSmartly is solely between you and that third party, and you engage with such parties at your own discretion and risk.
No Professional Relationship
Use of AdSmartly’s website, calculators, or content does not create any advisory, fiduciary, or professional relationship between you and AdSmartly. We are not a bank, lending institution, investment advisory firm, tax preparation service, or government agency, and nothing on this site should be interpreted as an offer, solicitation, or recommendation to buy, sell, or hold any financial product, security, or investment vehicle.
Changes to Content and Tools
We reserve the right to modify, update, suspend, or discontinue any calculator, tool, or content on AdSmartly at any time, without prior notice, and without any obligation to maintain historical accuracy of previously displayed results. We also reserve the right to update this Disclaimer periodically to reflect changes in our tools, services, or applicable regulations. Continued use of AdSmartly after any changes to this Disclaimer constitutes your acceptance of the revised terms.
Limitation of Liability
To the fullest extent permitted by applicable law, AdSmartly disclaims all liability for any errors, omissions, or inaccuracies in the calculators, tools, or content provided on this website, and for any loss or damage of any kind incurred as a result of the use of this website or reliance on any information contained within it. Your use of this website is entirely at your own risk.
Contact Us
If you have questions or concerns about this Disclaimer, or if you notice an inaccuracy in any of our calculators, please reach out to us through our Contact Us page so we can review and address the issue promptly.